Privacy Policy

Overview

JJ Wealth Advisory ("we," "us," or "our"), operated by Jacob Johns, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit information through our forms.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the site. By accessing the site and submitting your information, you consent to the practices described here.

Information We Collect

We collect information you voluntarily provide to us, such as when you complete the Financial Health Check form or contact us directly. This may include:

• Your name, email address, and phone number
• General financial information (income range, savings range, debt amounts) that you choose to share
• Your financial goals, life stage, and areas of concern as you describe them
• Best time to contact you and any additional notes you provide

We may also automatically collect certain technical information when you visit our site, such as your IP address, browser type, and pages visited. This is collected through standard web analytics tools and is used only in aggregate to understand how visitors use our site.

How We Use Your Information

The information you provide is used solely to communicate with you about your financial planning needs and to provide the services you've requested. Specifically, we use your information to:

• Review your Financial Health Check responses and prepare personalized insights
• Contact you by phone or email to discuss your financial situation
• Schedule and manage consultations
• Provide ongoing advisory services if you choose to work with us
• Comply with applicable legal and regulatory obligations

How We Share Your Information

We do not sell or rent your personal information. We may share your information in limited circumstances:

• Affiliated organizations: As part of our advisory services, your information may be shared with Lucas Retirement Group (our registered investment advisor) and American Senior Benefits (our insurance FMO) to the extent necessary to serve your needs.
• Service providers: We use trusted third-party services (such as form processing and email delivery) to operate our site. These providers access your data only to perform their specific functions and are not permitted to use it for other purposes.
• Legal requirements: We may disclose your information if required to do so by law, regulation, or legal process, or to protect the rights, property, or safety of our clients or others.

Data Retention

We retain your personal information for as long as necessary to provide the services you've requested and to comply with applicable legal and regulatory requirements. If you become a client, your records will be retained in accordance with the recordkeeping requirements applicable to registered investment advisors and insurance professionals. If you submitted a form but did not engage our services, we will retain your information for a reasonable period and delete it upon request.

Your Rights & Choices

You have the right to:

• Request a copy of the personal information we hold about you
• Ask us to correct inaccurate or incomplete information
• Request that we delete your personal information, subject to any legal retention requirements
• Opt out of future communications from us at any time

To exercise any of these rights, please contact us using the information below. We will respond to your request within a reasonable timeframe.

Security

We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. Our forms use HTTPS encryption and we work only with reputable service providers. However, no method of internet transmission is completely secure, and we cannot guarantee absolute security.

We encourage you to avoid sharing sensitive information (such as Social Security numbers, account numbers, or passwords) through web forms or email. If you need to share sensitive documents, we will provide a secure method for doing so.

Third-Party Links

Our website may contain links to third-party websites, including our Calendly booking page, Lucas Retirement Group, and American Senior Benefits. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after changes are posted constitutes your acceptance of the revised policy.